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Best Pet Insurance
Having trouble working out which is the best pet insurance cover for your cat or dog? Choosing the best pet insurance cover in Australia for your animal can be a little overwhelming and this is why we have put together a easy to use table illustrating petinsurance.com.au’s 3 levels of pet insurance cover.
If you have any further questions about how to choose the best pet insurance please give our trained, Australian customer call centre on 1300 855 663 or if you wish to get a free, no obligation quote, click here.
| What's Covered by our Pet Insurance? |
BASIC PLAN |
PLUS PLAN |
PREMIUM PLAN |
| Annual Benefit Limit | $6,000 | $10,000 | $15,000 |
| % of vet bill covered up to | 80% | 80% | 80% |
| Covers Accidental Injury | ![]() | ![]() | ![]() |
| Covers Illnesses | ![]() | ![]() | ![]() |
| Tick paralysis - annual benefit | ![]() | $1,000 | $1,500 |
| Emergency boarding fees We will pay up to $20.00 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised up to an annual maximum of : | $500 | $1,000 | $1,200 |
| Lifetime cover - renewal offer guaranteed | ![]() | ![]() | ![]() |
| 14 day-cooling off period | ![]() | ![]() | ![]() |
| Cancer treatment | ![]() | ![]() | ![]() |
| Skin Conditions e.g. allergies | ![]() | ![]() | ![]() |
| Infectious diseases | ![]() | ![]() | ![]() |
| Consultations and visits | ![]() | ![]() | ![]() |
| After-hours emergency visits | ![]() | ![]() | ![]() |
| Specialist care | ![]() | ![]() | ![]() |
| Laboratory and diagnostic tests | ![]() | ![]() | ![]() |
| Hospitalisation | ![]() | ![]() | ![]() |
| Radiology | ![]() | ![]() | ![]() |
| Medicines & drugs | ![]() | ![]() | ![]() |
| Surgery | ![]() | ![]() | ![]() |
| Cruciate ligament surgery | ![]() | ![]() | ![]() |
| Hereditary and congenital conditions | N/A | ![]() | ![]() |
| Vaccinations (included in routine care) | ![]() | ![]() | ![]() |
| Desexing (included in routine care) | ![]() | ![]() | ![]() |
| Overseas Pet Travel Insurance | ![]() | ![]() | ![]() |
| Waiting period - There is a 30 day waiting period for illness conditions. | Immediate Cover for Accidental Injury | 30 days for illness conditions | 30 days for illness conditions |
| There is also a 6 month waiting period for cruciate ligament claims. This 6 month waiting period may be waived if we receive within 14 days of examining your pet, written certification from your vet that they have examined your pet on or after the commencement date and found no signs or evidence of cruciate ligament conditions. | |||



