Puppy Insurance
We’re the first to offer pet insurance for puppies, keeping fixed premiums for up to 3 years, even while your puppy grows. We also cover up to 80% of eligible costs at any licensed veterinarian throughout Australia and for a little extra, if you choose to take Routine Care, your pup can be covered for many other day to day health care options.
This table below provides a summary of your cover for new and renewing puppy policies from 01/04/2021. See the PDS/FSG for details of your cover.#
Our pet insurance cover | Accidental Injury Get a quote | Accidental Get a quote |
|---|---|---|
| Entry Age Limit | 8 weeks old to 6 months | 8 weeks old to 6 months |
| Excess | $0 | $0 |
| Benefit % | 80% | 80% |
| Annual Benefit Limit | $10,000 | $8,000 |
| Covers Specified Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | ||
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | 2 | |
| Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Conditions review)* | ||
| Consultation Limit (annual) | $300 | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 | $2,6001 |
| Skin Conditions Limit (annual) | $500 | - |
| Tick Paralysis | $1,000 | $1,500 |
| Emergency Boarding | $1,000 | $500 |
| Waiting Periods | 30 days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury | 30 Days for the following: Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning; 6 months for cruciate ligament condition; 0 days for specified accidental injury. |
| Age Limit | 8 weeks old to 6 months |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $10,000 |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | $500 |
| Tick Paralysis | $1,000 |
| Emergency Boarding | $1,000 |
| Waiting Periods | 30 days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury |
| Age Limit | 8 weeks old to 6 months |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $8,000 |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | - |
| Tick Paralysis | $1,500 |
| Emergency Boarding | $500 |
| Waiting Periods | 30 Days for the following: Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning; 6 months for cruciate ligament condition; 0 days for specified accidental injury. |
Optional Routine Care
Feel like the puppy that got the toy, just add a little extra and help cover your pet's routine expenses
- Desexing
- Microchipping
- Heartworm control
- Teeth cleaning
- Prescription diets
- Cremation or burial
- Dental illness treatment
- Council registration fees
- Obedience training
- Behavioural therapy
- Alternative therapies
- Vaccination or health check
- Flea/tick/worm control
- Blood Screen
1. In some instances, you may be entitled to a higher annual limit for this Condition, if so, this will be printed on your Certificate of Insurance.
2. See list of specified illnesses;
Ingestion of foreign object, Ingestion of poisonous substance resulting in toxicity treatment, Gastric dilation volvulus (GDV), Tick paralysis, Heatstroke, Trauma induced respiratory impairment, Traumatic spinal disc rupture, Embedded grass seed, Soft tissue injury, Eye trauma.
* Some conditions are eligible for review after an 18 month period - this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing Conditions page for more details.
#Download PDS
If you are an existing policy holder and would like a copy of your PDS please go to our PDS archive section on this website.
