Puppy Insurance
We’re the first to offer pet insurance for puppies, keeping fixed premiums for up to 3 years, even while your puppy grows. We also cover up to 80% of eligible costs at any licensed veterinarian throughout Australia and for a little extra, if you choose to take Routine Care, your pup can be covered for many other day to day health care options.
This table below provides a summary of your cover for new and renewing puppy policies from 01/04/2021. See the PDS/FSG for details of your cover.#
Our pet insurance cover | Accidental Injury Get a quote | Accidental Get a quote |
|---|---|---|
| Entry Age Limit | 8 weeks old to 6 months | 8 weeks old to 6 months |
| Excess | $0 | $0 |
| Benefit % | 80% | 80% |
| Annual Benefit Limit | $10,000 | $8,000 |
| Covers Specified Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | ||
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | See list of Specified Illnesses below2 | |
| Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Conditions review)* | ||
| Consultation Limit (annual) | $300 | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 | $2,6001 |
| Skin Conditions Limit (annual) | $500 | Not covered |
| Tick Paralysis | $1,000 | $1,500 |
| Emergency Boarding | $1,000 | $500 |
| Waiting Periods | 30 days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury | 30 Days for the following: ingestion of foreign object, tick paralysis, heat stroke, gastric dilatation-volvulus (GDV), Trauma induced respiratory impairment, traumatic spinal disc rupture, torn nail, poisoning, embedded grass seed soft tissue injury and eye Trauma. 6 months for Cruciate Ligament Condition. 0 Days for Specified Accidental Injury. |
| Age Limit | 8 weeks old to 6 months |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $10,000 |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | $500 |
| Tick Paralysis | $1,000 |
| Emergency Boarding | $1,000 |
| Waiting Periods | 30 days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury |
| Age Limit | 8 weeks old to 6 months |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $8,000 |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | Not covered |
| Tick Paralysis | $1,500 |
| Emergency Boarding | $500 |
| Waiting Periods | 30 Days for the following: ingestion of foreign object, tick paralysis, heat stroke, gastric dilatation-volvulus (GDV), Trauma induced respiratory impairment, traumatic spinal disc rupture, torn nail, poisoning, embedded grass seed soft tissue injury and eye Trauma. 6 months for Cruciate Ligament Condition. 0 Days for Specified Accidental Injury. |
Optional Routine Care
Feel like the puppy that got the toy, just add a little extra and help cover your pet's routine expenses
- Desexing
- Microchipping
- Heartworm control
- Teeth cleaning
- Prescription diets
- Cremation or burial
- Dental illness treatment
- Council registration fees
- Obedience training
- Behavioural therapy
- Alternative therapies
- Vaccination or health check
- Flea/tick/worm control
- Blood Screen
1. In some instances, you may be entitled to a higher annual limit for this Condition, if so, this will be printed on your Certificate of Insurance.
2. See list of specified illnesses:
Ingestion of foreign object, Poisoning, Gastric dilation volvulus (GDV), Tick paralysis, Heatstroke, Trauma induced respiratory impairment, Traumatic spinal disc rupture, Embedded grass seed, Soft tissue injury, Eye trauma, Torn nail.
* Some conditions are eligible for review after an 18 month period - this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing Conditions page for more details.
#Download PDS
If you are an existing policy holder and would like a copy of your PDS please go to our PDS archive section on this website.
