Cat Insurance
This should have you purring too. Our pet insurance for cats covers your little mate for up to 80% of eligible costs at any licensed veterinarian throughout Australia. And if you choose to take Routine Care, your cat can be covered for vaccinations, de-sexing, micro-chipping plus many other day to day health care options.
This table below provides a summary of your cover for new and renewing cat policies from 01/04/2021. See the PDS/FSG for details of your cover.#
Our pet insurance cover | Accidental Injury Get a quote | Accidental Get a quote |
|---|---|---|
| Entry Age Limit | 8 weeks old to 9 years | From 8 weeks |
| Excess | $0 | $0 |
| Benefit % | 80% | 80% |
| Annual Benefit Limit | $3,000 for Accident + $3,000 for Illness | $3,000 |
| Home Visits | ||
| Covers Specified Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | ||
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | 3 | |
| Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Conditions review)* | ||
| Consultation Limit (annual) | Up to $300 Annually, $90 Limit per Consultation (Including Home Visits)2 | Up to $300 Annually, $90 Limit per Consultation (Including Home Visits)2 |
| Cruciate Ligament Limit (annual) | $2,6001 | $2,6001 |
| Skin Conditions Limit (annual) | Yes, with no annual sub-limit | Yes, with no annual sub-limit |
| Tick Paralysis | $1,000 | $500 |
| Emergency Boarding | $1,000 | $500 |
| Waiting Periods | 30 Days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury | 30 Days for the following: Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning; 6 months for cruciate ligament condition; 0 days for specified accidental injury. |
| Age Limit | 8 weeks old to 9 years |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $3,000 for Accident + $3,000 for Illness |
| Home Visits | |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | Up to $300 Annually, $90 Limit per Consultation (Including Home Visits)2 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | Yes, with no annual sub-limit |
| Tick Paralysis | $1,000 |
| Emergency Boarding | $1,000 |
| Waiting Periods | 30 Days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury |
| Age Limit | From 8 weeks |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $3,000 |
| Home Visits | |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | Up to $300 Annually, $90 Limit per Consultation (Including Home Visits)2 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | Yes, with no annual sub-limit |
| Tick Paralysis | $500 |
| Emergency Boarding | $500 |
| Waiting Periods | 30 Days for the following: Cancer Treatments, skin conditions, eye-ear conditions, ingestion of a foreign object, gastrointestinal problems, hereditary and congenital conditions (excluding pre-existing conditions), tick paralysis, intervertebral disc disease (IVDD), poisoning; 6 months for cruciate ligament condition; 0 days for specified accidental injury. |
Optional Routine Care
If you want to feel like the cat that’s got the cream, just add a little extra and help cover your pet's routine expenses.
- Desexing
- Microchipping
- Heartworm control
- Teeth cleaning
- Prescription diets
- Cremation or burial
- Dental illness treatment
- Council registration fees
- Obedience training
- Behavioural therapy
- Alternative therapies
- Vaccination or health check
- Flea/tick/worm control
- Blood Screen
1. In some instances, you may be entitled to a higher annual limit for this Condition, if so, this will be printed on your Certificate of Insurance.
2. We will pay you the Benefit Percentage for the eligible Vet Expenses incurred by you for Consultations up to the Benefit Limit (subject to the Sub-limit) as shown on your Certificate of Insurance. Consultations include home visits by the Vet.
3. See list of specified illnesses;
Ingestion of foreign object, Ingestion of poisonous substance resulting in toxicity treatment, Gastric dilation volvulus (GDV), Tick paralysis, Heatstroke, Trauma induced respiratory impairment, Traumatic spinal disc rupture, Embedded grass seed, Soft tissue injury, Eye trauma.
* Some conditions are eligible for review after an 18 month period - this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing Conditions page for more details.
#Download PDS
If you are an existing policy holder and would like a copy of your PDS please go to our PDS archive section on this website.
