Dog Insurance
This should get a few tails wagging. With pet insurance for dogs, we’ll pay up to 80% of your eligible vet costs when accidents and illnesses strike. And if you choose to take Routine Care your dog can be covered for vaccinations, de-sexing, micro-chipping plus many other day to day health problems up to annual benefit limit. It’s not just about looking after your mate, it’s also about protecting yourself from the unexpected costs.
This table below provides a summary of your cover for new and renewing dog policies from 01/04/2021. See the PDS/FSG for details of your cover.#
Our pet insurance cover | Accidental Injury Get a quote | Accidental Get a quote |
|---|---|---|
| Entry Age Limit | 6 months to 9 years | From 6 months |
| Excess | $0 | $0 |
| Benefit % | 80% | 80% |
| Annual Benefit Limit | $10,000 | $10,000 |
| Covers Specified Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | ||
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | See list of Specified Illnesses below2 | |
| Pre-existing Condition(s) (certain conditions are eligible for a Pre-existing Conditions review)* | ||
| Consultation Limit (annual) | $300 | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 | $2,6001 |
| Skin Conditions Limit (annual) | $500 | Not covered |
| Tick Paralysis | $1,000 | $1,500 |
| Emergency Boarding | $1,000 | $500 |
| Waiting Periods | 30 days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury | 30 Days for the following: ingestion of foreign object, tick paralysis, heat stroke, gastric dilatation-volvulus (GDV), Trauma induced respiratory impairment, traumatic spinal disc rupture, torn nail, poisoning, embedded grass seed soft tissue injury and eye Trauma. 6 months for Cruciate Ligament Condition. 0 Days for Specified Accidental Injury. |
| Age Limit | 6 months to 9 years |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $10,000 |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | $500 |
| Tick Paralysis | $1,000 |
| Emergency Boarding | $1,000 |
| Waiting Periods | 30 days for Illness 6 months for cruciate ligament condition 0 days for specified accidental injury |
| Age Limit | From 6 months |
|---|---|
| Excess | $0 |
| Benefit % | 80% |
| Annual Limit | $10,000 |
| Covers Accidental Injury Specified Accidental Injury means physical harm or injury arising from an Accident that is a consequence of or results in one of the following:
Note: Conditions covered by the accidental injury cover section of the policy are specified in Section 2 of the PDS. | |
| Covers Illness Illness means a sickness, disease or Specified Illness which:
Note: Refer to PDS for definition of Illnesses or Specified Illnesses depending on your level of Cover. | |
| Consultation Limit (annual) | $300 |
| Cruciate Ligament Limit (annual) | $2,6001 |
| Skin Limit (annual) | Not covered |
| Tick Paralysis | $1,500 |
| Emergency Boarding | $500 |
| Waiting Periods | 30 Days for the following: ingestion of foreign object, tick paralysis, heat stroke, gastric dilatation-volvulus (GDV), Trauma induced respiratory impairment, traumatic spinal disc rupture, torn nail, poisoning, embedded grass seed soft tissue injury and eye Trauma. 6 months for Cruciate Ligament Condition. 0 Days for Specified Accidental Injury. |
Optional Routine Care
Feel like the dog that got the bone, just add a little extra and help cover your pet's routine expenses.
- Desexing
- Microchipping
- Heartworm control
- Teeth cleaning
- Prescription diets
- Cremation or burial
- Dental illness treatment
- Council registration fees
- Obedience training
- Behavioural therapy
- Alternative therapies
- Vaccination or health check
- Flea/tick/worm control
- Blood Screen
1. In some instances, you may be entitled to a higher annual limit for this Condition, if so, this will be printed on your Certificate of Insurance.
2. See list of specified illnesses:
Ingestion of foreign object, Poisoning, Gastric dilation volvulus (GDV), Tick paralysis, Heatstroke, Trauma induced respiratory impairment, Traumatic spinal disc rupture, Embedded grass seed, Soft tissue injury, Eye trauma, Torn nail.
* Some conditions are eligible for review after an 18 month period - this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing Conditions page for more details.
#Download PDS
If you are an existing policy holder and would like a copy of your PDS please go to our PDS archive section on this website.
